Lowes Credit Card Login Guide-Payment Process, Benefits and How to Sign In

Customers who have availed of the Lowes credit card services need to know how to log in to the Lowes credit card account. In this article, I will guide you through the steps to Lowe’s credit card login, how to make online payments, rewards the company offers, and other essential details you must know.

By login into your Lowes credit card account, you can make online payments, manage your account, make changes in the account details, and so much more just by sitting in the comfort of your home. Using it is as easy as operating your regular credit card.

Lowes Credit Card-Introduction

Lowes Inc., a home improvement solutions company, is providing credit card services to its customers by collaborating with Synchrony Bank. 

You do not need a minimum credit score to apply for Lowe’s Credit Card. But it is advised that you check your credit score and ensure it is at least 670 or higher before applying for a card.

Once you get approved on your application and receive your credit card, you can use it to make purchases at Lowes; in stores, and online at Lowes.com.

Unfortunately, Lowes credit card holders cannot use it like a regular credit card to make purchases. The cards are only accepted at Lowe’s stores. 

Lowes Credit Card Login Steps

Follow the steps given below to know how to login into your Lowe’s credit card account-

Step:1 Visit the official Lowe’s credit card login website https://lowes.syf.com/

Step:2 You will encounter two options on your screen. One would be for new users and another one for returning users. In the returning users section, select your Lowes credit card type.  

Step:3 Here, enter your User ID in the respective field and click on sign-in. 

Step:4 You will be directed to the next window to enter your password. Do the needful and click on Secure Login. 

Great! You have now completed the process of Lowes credit card login. Happy Shopping! 

Types of Lowe’s Credit Cards 

Synchrony Bank offers the following cards:

• Lowe’s Advantage Card
• Lowe’s Accounts Receivable
• Lowe’s Business Account
• Lowe’s Visa Rewards

Note: A Business Rewards card issued by American Express is also offered by Lowe’s.

Benefits of Lowe’s Credit Card

The rewards Lowe’s Credit Card holders are offered are mentioned below: 

• 5% off on qualified purchases
• On purchase of $299 or more special financing for six months will be provided to the card holders.
• Reduced APR (Annual Percentage Rate) on a minimum purchase of $2,000 up to 84 months of secure payment.

Making Lowe’s Card Payment 

There are several methods a Lowes credit card holder can make payments for their purchases. They can make payments online, by mail, and by phone.

To make the payment, they need to know the contact details and the addresses to which they want to send their purchase request. The details of the same are given below- 

Online Payment

Follow the steps given below if you are interested in purchasing Lowes products online

Step:1 Visit the Lowes QuickPay website. 

Step:2 Next, enter your User Id and password and click on sign-in.

Step:3 Select the items you wish to purchase. 

Step:4 To complete your payment, type in your credit card number, billing ZIP code, and at last, your Social Security number’s last four digits in the respective fields. 

Step:5 At last, follow the prompts and click submit to confirm your purchase. 

Congrats! By following these five steps, you have now made online payment through Lowe’s credit card.

By Mail

Lowes card holders can make purchases through mail as well. You can send a money order or cheque by mail to make payment for your purchase. You need to send a purchase request to the respective mailing address to the type of card that you are using.

Following are the mailing address for each type of Lowes cards- 

Type of Lowes Card	Mailing Address
Lowe’s Business Account	Lowe’s, P.O. Box 530970, Atlanta, GA 30353-0970
Lowe’s Visa Rewards	Lowe’s, P.O. Box 960010, Orlando, FL 32896-0010
Lowe’s Advantage Card  or Lowe’s Project Card	Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914
Lowe’s American Express Business Rewards	Call American Express at 866-537-1397 to get the payment address for your state.
Lowe’s Accounts Receivable	Lowe’s P.O. Box 530954, Atlanta, GA 30353-0954

By Phone

Lowes credit card holders can make a purchase and pay via phone. They must dial the customer care representative according to the type of card they are using and complete the payment through their Synchrony’s Lowes credit card.

Following are the telephone numbers of the Lowes customer support representatives-

Type of Lowes Card	Phone Number
Lowe’s Business Account	888-840-7651
Lowe’s American Express Business Rewards	866-537-1397
Lowe’s Consumer Credit Cards	888-840-7651
Lowe’s Accounts Receivable	866-232-7443

Note: Remember that you will be charged a transaction fee while making the payment through your phone. 

FAQs on Lowes Credit Card

Wrapping it Up

Amazing! Now you know how to log in to your Lowe’s credit card account, its benefits and how to make payments online, through phone and by mail.

Please get in touch with the customer support executive for assistance if you face any issues while logging in. Please check the working hours of the support team before calling.